Marmara Credit Loops

The First and the only DeFi system in the World designed to run in Real Economy

About Us

Blockchain in Real Life Event

On May 13, 2024, the "Blockchain in Real Life" workshop, hosted at Marmara University's Mehmet Genç Event Center in İstanbul, gathered significant attention and visitors from different parts of the country. Organized in collaboration with Kriptrade Exchange, this event brought together prominent figures and distinguished guests from the business world, academia, and civil society. The workshop provided a platform to explore the blockchain technologies in the real world, delving into its potential and future impacts as well as the innovation brought by Marmara Credit Loops (MCL) in revolutionizing the shoping experiences in the economy, showcasing its application on the Marmara University campus.

Featuring the live demonstration of MCL blockchain technology, various startup collaborations, panel discussions, and extensive networking opportunities; the event sparked significant interest in the gold sale campaigns and student airdrop campaigns causing long lines in front of the respective sales points.

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Marmara Credit Loops (MCL)

To the contrary belief, banks are not the sole institutions for creating money based on credit.

In many countries all over the world, like banks, individuals are able to create money through post-dated cheques or promissory notes in a peer to peer manner. They work best in real economy.

Inspired by the paper-based blockchain nature of these promissory notes and post-dated cheques’ circulation, in the same analogy, Marmara Credit Loops Project aims to digitalize those credits on the blockchain while solving the problem of nonredemption of these tools.

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Marmara V.1.0 Protocol 1

100% Self-assured Credit Loops System

Marmara v.1.0 is a system that uses 100% self-assurance as a general feature, as an alternative to “Paper based Analog Blockchain of Trust Based Credit Loops” systems used worldwide. Every credit that comes out in Version 1 has a 100% collateralization.

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Marmara V.2.0 Protocol 2

Trust Based Credit Loops

Inspired from standard post-dated cheques, this system works based on trust. Marmara 2.0 Credit Loops in their basic form work in many countries as analog version on papers known as post-dated cheques and promissory notes in circulation.

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Marmara Credit Loops

Developed using Antara Framework technology by Komodo   Platform as Custom Consensus (CC) Smart Contracts 

3x Staking Power

3x staking when Activating/locking Coins in Credit Loops.

Block Rewards per Minute

Rewards per block per minute are 30 Marmara (MCL)


2,000,000 MCL

Annual Supply

~ 15,000,000 MCL